In recent years, talk of longer life expectancies, uncertain Social Security benefits, declining pension benefits, unknown inflation rates, and low retirement savings made retiring at a relatively young age seem difficult.
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After making the life-defining decision to retire, seniors are returning to work, and some are even staying at work past retirement age. These seniors are defining the term “retirement jobs” and simultaneously creating a unique level of quality in the workforce.
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When many people hear the term 55+ communities, they often think of a retirement home where residents simply sit around all day. However, although these villages cater to people who are near or past retirement age, they’re full of people who want an active living lifestyle
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What makes a city appealing for retirement? Low taxes, cost of living, low crime rate and easy accessibility to doctors and hospitals are all drawing factors and when analysts study what makes a city desirable for retirement.
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Many people in our society are clinging to retirement myths, despite the publicity and information available. Holding on to these myths as truth can be very harmful to your happiness in retirement. Here are the top five myths about retirement:
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When one person suddenly has time on their hands and often less income available for household expenses and discretionary spending, you need to have plenty of discussions to make sure that each of you gets at least some of the retirement you desire while keeping your relationship intact.
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In the U.S., a person’s major source of revenue is their job. However, when he or she retires, their source of income tends to come from different and multiple sources.
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In today’s economy, the anxiety and fear has been magnified 100 fold when it comes to retirement. Will it be your choice to do so within your chosen time frame or will it be forced upon you whether you want to or not?
Read more →Early retirement is often riskier than retirement at the full retirement age. People who retire sooner than the total or traditional retirement age bear burdens that are peculiar to early retirees.
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Should you own your home free and clear before you retire? Really, the question to ask is: should you pay down low-interest debt, or should you invest the money into a tax-advantaged account that could potentially bring you a higher future return?
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